Royal Finance — Payout Structure

Instant PayoutWithin 24–48 hrs of disbursement confirmation
Slab UpgradeDisburse above ₹20L/month → higher % automatically
Payout ModeDirect bank transfer (NEFT/IMPS) to registered account
TDSDeducted as per Income Tax Act before transfer

Instant / KYC Based Loans

#	Bank / NBFC	Type	Instant %	Slab % (Above 20L)	Extra Benefit
1	Poonawalla Fincorp	KYC	2%	2.5%	+0.40%
2	Prefr (Credit Vidya)	KYC	2%	2.5%	+0.30%
3	Moneyview	KYC	2%	2.4%	+0.35%
4	Muthoot Fincorp	KYC	2.00%	2.15%	+0.15%
5	Unity Bank	KYC	1.9%	2.5%	+0.20%
6	Ram Fincorp	KYC	1.8%	2.6%	+0.50%
7	Kissht	KYC	1.8%	2.4%	+0.20%
8	Hero Fincorp	KYC	1%	1.5%	+0.50%
9	IndusInd Bank (VPL)	Bank	1%	1.5%	+0.20%

Payout subject to MIS confirmation.

Personal Loan / Salaried Loan

#	Bank / NBFC	Type	Instant %	Slab % (Above 20L)	Extra Benefit
1	Aditya Birla	PL	2.1%	2.8%	+0.20%
2	Aditya Birla OD	OD	2.3%	2.7%	+0.20%
3	Axis Bank	Bank	1.5%	2%	+0.20%
4	Axis Finance	NBFC	1.6%	2%	+0.19%
5	BAJAJ Finserv (Prime)	PL	2%	2.9%	+0.20%
6	BAJAJ Finserv (Growth)	PL	2%	2.7%	+0.20%
7	BAJAJ Finserv (Markets)	PL	2%	2.3%	+0.20%
8	Bandhan Bank	Bank	1.5%	2%	+0.20%
9	Cholamandalam	PL	2.1%	2.85%	+0.20%
10	Cholamandalam OD	OD	2%	2.2%	+0.20%
11	Fibe / Early Salary	PL	2.25%	2.9%	+0.25%
12	Finnable	PL	2.2%	2.6%	+0.40%
13	ICICI Bank	Bank	2.1%	2.7%	+0.20%
14	INCRED	PL	2.6%	3.3%	+0.45%
15	IDFC First Bank	Bank	2.2%	2.6%	+0.20%
16	IndusInd Bank (GOVT)	Bank	2.6%	3.00%	+0.20%
17	IndusInd Bank (PVT)	Bank	1%	2.80%	+0.20%
18	Kotak Mahindra Bank	Bank	2.1%	2.6%	+0.20%
19	Kotak Mahindra Bank OD	OD	2%	2.5%	+0.20%
20	L&T Offline	PL	2.1%	3.6%	+0.20%
21	MAS Financial	NBFC	2.1%	2.5%	+0.20%
22	Piramal Capital	PL	2.1%	2.6%	+0.20%
23	Tata Capital	PL	2.2%	2.7%	+0.20%
24	Poonawalla PL	PL	2.1%	2.5%	+0.20%
25	Tata Capital OD	OD	2%	2.4%	+0.20%
26	SMFG (Emerging)	PL	2.2%	2,70%	+0.20%
27	SMFG (Tier 1/2)	PL	2.5%	3%	+0.40%
28	Utkarsh Bank	Bank	2.1%	2.45%	+0.15%

Payout subject to banker confirmation.

Business Loan

#	Bank / NBFC	Type	Instant %	Slab % (Above 20L)	Extra Benefit
1	Aditya Birla BL	BL	2.2%	2.5%	+0.30%
2	Aditya Birla OD	OD	2%	2.5%	+0.20%
3	Aditya Birla (SEP)	SEP	2%	2.5%	+0.20%
4	Axis Bank	Bank	2.1%	2.8%	+0.30%
5	Axis Finance	NBFC	2%	2.55%	+0.25%
6	BAJAJ (Emerging)	BL	2%	2.5%	+0.20%
7	BAJAJ (Prime)	BL	2.1%	2.5%	+0.20%
8	BAJAJ (SEP)	SEP	1.8%	2.2%	+0.20%
9	BAJAJ (Top Up)	BL	1.00%	No Slab	No Slab
10	Cholamandalam (BIL)	BL	2.1%	2.7%	+0.20%
11	Cholamandalam (SEP)	SEP	1.8%	2.3%	+0.20%
12	Cholamandalam (OD)	OD	2.1%	2.5%	+0.20%
13	BAJAJ Markets (BL)	BL	2.1%	2.7%	+0.20%
14	BAJAJ Markets (SEP)	SEP	1.5%	1.8%	+0.20%
15	Flexi Loan	BL	2.1%	2.6%	+0.30%
16	Credit Saison (BL)	BL	2.1%	2.8%	+0.30%
17	Credit Saison (OD)	OD	2%	2.4%	+0.20%
18	Credit Saison (SEP)	SEP	1.8%	2.2%	+0.20%
19	Bandhan Bank	Bank	2%	2.4%	+0.20%
20	Clix	BL	2.1%	2.7%	+0.20%
21	Godrej Capital (BL)	BL	2.5%	3%	+0.30%
22	Godrej Capital (BL OD)	OD	1.8%	2.2%	+0.20%
23	Godrej Capital (SEP OD)	OD	1.5%	1.9%	+0.20%
24	Godrej Capital (SEP)	SEP	2.1%	2.7%	+0.20%
25	PROTIUM	BL	2.4%	2.8%	+0.20%
26	ICICI Bank	Bank	2.1%	2.7%	+0.20%
27	Piramal Capital	BL	2.1%	2,80%	+0.30%
28	Poonawalla	BL	2.7%	3.1%	+0.20%
29	Tata Capital (BL)	BL	2.1%	2.6%	+0.20%
30	Tata Capital (SEP)	SEP	1.6%	2%	+0.30%
31	INDIFI	BL	2%	2.5%	+0.10%
32	IndusInd Bank	Bank	2%	2.4%	+0.10%
33	Kotak BL	Bank	2.1%	2.6%	+0.20%
34	KrazyBee / KrediBee	BL	2.5%	2.9%	+0.20%
35	MAS Financial	NBFC	2%	2.5%	+0.10%
36	IIFL (HTBL)	BL	2.8%	3.2%	+0.20%
37	LendingKart	BL	2.2%	2.7%	+0.10%
38	SMFG (BL)	BL	2.6%	3%	+0.20%
39	SMFG (SEP)	SEP	1.5%	1.80%	+0.20%
40	IDFC Bank	Bank	2.2%	2.6%	+0.20%
41	L&T BL	BL	2.5%	3%	+0.20%

Payout subject to banker confirmation.

Terms & Conditions (Summary)

Instant Payout — Released within 24–48 working hours after Royal Finance receives confirmation from the Bank/NBFC. No advance payout under any circumstance.
Slab Payout — Applies once an agent's total monthly disbursement crosses ₹20 Lakh; upgrade is automatic and applies to all cases that month. Slab resets every month and is based on net disbursed amount.
Recovery — If a Bank/NBFC pays Royal Finance a lower % than committed, the difference is recovered from the agent's payout proportionally.
Clawback — If a disbursed loan is cancelled, rejected, or pre-closed within 6 months of disbursement, the full payout paid to the agent is recovered.
Banker Confirmation — Mandatory for payouts above ₹5,000 per case, special schemes, or cases flagged internally. Payout is held until confirmation is received.
General — All payouts are subject to TDS. Rates may be revised with 7 days' prior notice. Duplicate leads are paid to whichever agent's lead was submitted first as per system timestamp.

For queries: royaldsa@royalfinance.online · 9243199927. Royal Finance's decision is final in all payout matters.